Roadside Assistance: Inclusions And Exclusions

Roadside Assistance: Inclusions And Exclusions

A flat tire or breakdown while riding your bike can be frustrating and potentially dangerous, especially when far from the city. Thankfully, with the inclusion of roadside assistance in your bike insurance, help is just a call away. This add-on cover offers various services to get you back on the road safely, all by contacting your insurance provider.

Advantages Of Roadside Assistance Coverage For Bikes

The following are significant benefits of adding roadside assistance or 24/7 spot assistance coverage to your Bajaj Allianz two-wheeler insurance policy.

  • Provides Immediate Backup

The last thing you want is for your two-wheeler to break down while travelling or en route to a crucial meeting. Rather than looking for a local mechanic or network garage to assist you, you can call your insurance provider with this add-on for immediate help.

  • Offers Inexpensive Protection

The most cost-effective way to maximise your coverage is with a breakdown cover. It’s also wise because your insurance doesn’t cover these features! You can do a quick bike insurance check online using an app from the provider.

  • Peace Of Mind

If you had roadside assistance to protect you from accidents, would your road trip be more enjoyable? It’s important to know that your bike insurance policy will support you in the event of unfortunate events. Always make sure that you do your bike insurance renewal on time.

What Is Included In The Coverage For Two-Wheeler Roadside Assistance?

Let’s review what emergency roadside assistance coverage is included in Bajaj Allianz two-wheeler insurance:

  • Towing Facility

The towing service will be helpful if your motorbike is so severely damaged that it must be taken to a network garage rather than fixed on the spot. You can quickly contact your insurer to arrange for your bike to be towed to the closest network garage for repairs if you have roadside assistance coverage. Claims are subject to terms and conditions set forth under the motor insurance policy.

  • Battery Issues

Unable to restart your bike can be a concerning sign of recurrent battery problems. But in these situations, your insurance company may help you out and quickly pay for the costs.  Claims are subject to terms and conditions set forth under the motor insurance policy.

  • Tyre Problems

If you have tyre problems while driving, the insurance company may send a mechanic to assist you. If a spare tyre can’t solve the issue, your bike will be taken to the network garage.  Claims are subject to terms and conditions set forth under the motor insurance policy*

  • Emergency Fuel

Even the best of us can forget to fill up our tanks before a trip! However, as you know, roadside assistance coverage only makes arrangements for an emergency fuel delivery, allowing you to resume driving.  Claims are subject to terms and conditions set forth under the motor insurance policy.

  • Minor Repairs

You don’t need to experience serious problems with your two-wheeler before using the roadside assistance service. The add-on covers even small bike repairs, so you can continue without any problems.  Claims are subject to terms and conditions set forth under the motor insurance policy.

  • Phone Support for Breakdowns

You can get free telephone support and address small mechanical issues immediately if your bike breaks down due to them.  Claims are subject to terms and conditions set forth under the motor insurance policy

What Does Roadside Assistance Cover Not Include? 

  • Any insurance claims filed without notifying the provider.
  • If the two-wheeler was engaged in unlawful activity.
  • When it is possible to transport the bike to the closest network garage without roadside assistance coverage.
  • Any claims arising from riding the bike while intoxicated or under the influence of drugs or alcohol.

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Standard T&C Apply

Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.

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